CREDIT PROGRAMS

In 1968, The Swiss Colony recognized that customers could use a little “budget” relief at Christmas time and began offering the new “Choose ‘N Charge®” payment option. This plan allowed customers to delay paying for Christmas holiday purchases until February of the following year.

Today, all our selling affiliates and subsidiaries offer their consumers the option of applying for a financing option. These payment plans have become very popular with their customers. The plans offer consistent monthly payments on revolving accounts with market rate interest.

In 1997, affiliates Integrated Marketing Solutions, Inc (IMS) and DM Services, Inc (DM) were created to provide direct marketing, business intelligence, data science, credit risk, and accounts receivable management services to direct marketing clients such as Colony Brands’ subsidiaries, as well as other catalog and internet retailers who wish to offer their own credit plans to consumers.